Construction payment governance.
Vektrum protects every dollar in a construction deal. Funds release only when work is verified, disputes isolate to one milestone, and every action is permanently audited.
Why Vektrum exists
U.S. construction is a multi-trillion-dollar annual industry. Yet payment governance in the $500K–$25M project range is still managed through spreadsheets, email threads, and manual bank transfers — workflows that Bank Director has noted offer no automated tracking, event monitoring, or draw validations.
A $15K dispute on a $9M project can freeze the entire deal. Contractors wait 90 days for payment. Lenders have no automated way to enforce disbursement conditions. There is no industry-standard solution for milestone-based payment governance.
Vektrum fills that gap. We built a platform where every milestone is an independent financial unit, every release passes 10 server-side conditions, and every action is recorded in an append-only, hash-chained, tamper-evident audit trail.
Core principles
Governance, not custody
Vektrum never holds or custodies funds. For Stripe Connect releases, funds are held in Stripe-managed accounts. For external/manual releases, payment is executed entirely outside Vektrum by the funder's institutional partner.
Isolation by default
Every milestone is independent. A dispute on one never freezes another. Cash flow is protected.
Permanent record
Append-only, hash-chained log. Every status change, approval, and payment is recorded — no updates, no deletes.
Protect your next deal
Contractors join free. Funders start with a standalone project or contact us for institutional onboarding.